Effective Oct 1, 2011 Fannie Mae and Freddie Mac lowered their conforming loan limits back to 2008 levels. Find out what that means for Jumbo mortgages. http://ping.fm/Ve9xS

Why now is the time to buy. Two key measures now suggest it's an excellent time to buy a house, either to live in for the long term or for investment income (but not for a quick flip). First, the nation's ratio of house prices to yearly rents is nearly restored to its prebubble average. Second, when mortgage rates are taken into consideration, houses are the most affordable they have been in decades. http://ping.fm/D5TSg

Thinking of Buying a Home that is a Short Sale? Great article on exactly what they are and how long they typically take to close. http://ping.fm/9TvwG

Will the 30 Year Mortgage disappear? The federal government is reconsidering their involvement in the home mortgage process. They plan to still ‘guarantee’ certain mortgages. However, they appear to be redefining what they consider a ‘qualified purchaser’. They are discussing stricter lending guidelines in four different areas..read more: http://ping.fm/GkoAe

Clogged drains are the most common home plumbing problem. However, you can avoid the hassle by paying attention to what goes down your drain. A little care prolongs the life of plumbing pipes, prevents leaks, and avoids costly repairs

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Kitchen remodels can be among the most expensive home improvement projects, but you don’t have to spend a fortune to whip up your meals in style. Here are nine inexpensive ways to cook up some extra storage, style, and function in your kitchen. Read more: http://ping.fm/vkSF4

Tips on how to be a SMART home buyer: Buying a house can still be a great experience if done for the right reasons through a process with a clear plan and open eyes. http://ping.fm/mbs0t